by HealPay | Jun 30, 2023 | ACH, Blog, Posts
Many businesses choose ACH as a payment processing option because of its low-cost, convenience, and efficiency. However, it’s important to be aware that ACH transactions can be disputed and require proper handling to ensure a fair and satisfactory resolution. In... 
by HealPay | Jun 29, 2023 | Blog, Posts
As we make our way into the second half of the year, it’s a great time to review your progress toward the goals you set earlier this year. Here are some strategies to help you navigate the next six months and meet this year’s financial resolutions. 1.... 
by HealPay | Jun 27, 2023 | Blog, Payments, Posts
Card-not-present transactions are a type of payment made when the physical credit card isn’t present at the time of the payment. The ability to make remote purchases allows consumers to make purchases online, over the phone, or by using a digital wallet. There... 
by HealPay | Jun 22, 2023 | Blog, Compliance, Posts
The Consumer Financial Protection Bureau (CFPB) recently issued an advisory opinion clarifying the rules for lawsuits filed by debt collectors on time-barred debts. The opinion became effective on May 1, 2023. The advisory opinion emphasizes that debt collectors who... 
by HealPay | Jun 20, 2023 | Blog, Collections, Posts
When it comes to recovering debts, understanding the psychology of consumers with debt is crucial. In this article, we will explore the emotional impact of debt, the behaviors exhibited by consumers, and strategies that can be used for effective debt recovery. The...