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The Holiday Spending Trickle Effect on Consumer Debt

The Holiday Spending Trickle Effect on Consumer Debt

by Lyndsay Johnson | Dec 17, 2025 | Posts

After the holidays and the decorations are packed away–reality sets in. For many consumers, that reality includes higher balances, tighter budgets, and tougher financial decisions. While holiday spending might feel like a retail trend, its ripple effects are...

How to Improve Payment Success Rates: A Practical Guide for Agencies & Law Firms

by Lyndsay Johnson | Dec 12, 2025 | Posts

Payment failures slow down recovery, increase staff workload, and create operational bottlenecks for agencies and law firms. The good news: most payment failures stem from a predictable set of issues — and can be solved with the right systems, validation, and...
Why Consumers Don’t Complete Online Payments: 10 Reasons Your Agency Is Losing Revenue

Why Consumers Don’t Complete Online Payments: 10 Reasons Your Agency Is Losing Revenue

by Lyndsay Johnson | Dec 11, 2025 | Blog

When consumers fail to complete online payments, agencies and law firms lose revenue, staff spend time chasing down balances, and recovery timelines get delayed. But the good news is this: most payment abandonment is preventable. This guide breaks down the top reasons...

ACH vs Debit Card Payments: Which Is Better for Agencies & Law Firms in 2025?

by Lyndsay Johnson | Dec 5, 2025 | Posts

Agencies and law firms rely on payments that are predictable, affordable, and easy for consumers. Two of the most commonly used methods — ACH payments and debit card payments — both offer advantages, but each performs differently depending on the situation. In 2025,...

ACH Return Code R17: What It Means & How to Fix It (2025 Update)

by Lyndsay Johnson | Dec 3, 2025 | Posts

ACH Return Code R17 — “File Record Edit Criteria” — is one of the most misunderstood ACH errors, yet it’s increasingly common across the legal, collections, and billing industries. In simple terms, R17 occurs when the bank can’t process an ACH entry because critical...
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